Mutual Fund Calculator
Calculate mutual fund investment returns, future value and estimated wealth using lump-sum or monthly investments.
One-time amount invested at the start.
Regular amount invested each month.
Enter the investment period in years.
Mutual fund return estimate
The calculator compounds the expected return monthly. An optional annual fee is deducted from the assumed return.
Mutual Fund Return Formula
This calculator provides an estimate based on the return, fee and contribution assumptions entered.
How to Use the Mutual Fund Calculator
Choose Lumpsum or Monthly SIP
Select whether you want to estimate a one-time mutual fund investment or regular monthly contributions.
Enter Investment Amount
Enter your initial investment and, for SIP mode, the monthly contribution.
Set Return and Duration
Enter the expected annual return and investment period.
Review the Results
Compare total invested, estimated returns, future value and the optional inflation-adjusted value.
Example
For a 1,00,000 initial investment at an assumed 12% annual return for 10 years:
The calculator estimates the future value by applying monthly compounding to the investment. In SIP mode, monthly contributions are also compounded according to the same return assumption.
Mutual fund returns are market-linked and actual results can differ significantly from estimates.