Atal Pension Yojana Calculator

Estimate pension and contribution requirements under Atal Pension Yojana based on your entry age, selected guaranteed pension and contribution frequency.

APY entry age is 18 to 40 years under the scheme.

Atal Pension Yojana Contribution

The prescribed APY contribution depends on age at entry, selected minimum guaranteed pension and contribution frequency. The calculator uses the published PFRDA contribution table.

How to Use the APY Calculator

1.

Select your entry age.

2.

Choose the guaranteed monthly pension.

3.

Choose monthly, quarterly or half-yearly contributions.

4.

Review the prescribed contribution and indicative nominee corpus.

Understanding APY Benefits

Guaranteed Minimum Pension

APY provides government-guaranteed minimum pension slabs of 1,000, 2,000, 3,000, 4,000 and 5,000 per month after age 60, subject to scheme conditions.

Spouse Benefit

The spouse can receive the same pension after the subscriber's death, subject to APY rules.

Nominee Corpus

The nominee is entitled to the pension wealth as prescribed after the subscriber and spouse have both died.

Frequently Asked Questions

It estimates the prescribed APY contribution for an entry age, selected guaranteed pension slab and contribution frequency.
PFRDA states that the age at joining must be between 18 and 40 years and the subscriber must have a savings bank account or post office savings bank account. From 1 October 2022, a person who is or has been an income-tax payer is not eligible to open a new APY account.
The APY pension slabs are 1,000, 2,000, 3,000, 4,000 and 5,000 per month, payable after age 60 subject to the scheme rules and prescribed contributions.
APY contributions can be made monthly, quarterly or half-yearly through the prescribed auto-debit mechanism.
Yes. The prescribed contribution depends on age at entry, selected pension slab and contribution frequency. Joining earlier generally requires a lower periodic contribution.