Sukanya Samriddhi Yojana Calculator

Estimate Sukanya Samriddhi Yojana maturity value, total deposits and interest earned from your planned savings.

Enter the amount you plan to deposit each year.

%/yr

Use the applicable rate for your planning period or enter your own assumption.

years
years

For an official SSY calculation, verify the applicable scheme maturity rules separately.

Sukanya Samriddhi Yojana Calculation Formula

Annual compounding model: Balanceₜ = (Balanceₜ₋₁ + Depositₜ) × (1 + r) or, when deposits are made at the end of the year: Balanceₜ = Balanceₜ₋₁ × (1 + r) + Depositₜ Total Interest = Maturity Value − Total Deposits where: r = assumed annual interest rate

This calculator uses an illustrative annual-compounding model. Actual Sukanya Samriddhi Yojana interest accrual and account rules may use different operational conventions, so the result should be treated as an estimate.

How to Use the SSY Calculator

1

Enter Your Annual Deposit

Enter the amount you expect to save each year.

2

Enter the Interest Rate

Use an assumed annual rate for your projection.

3

Set the Contribution and Maturity Periods

Enter how many years you plan to contribute and the total projection period.

4

Review the Estimate

See total deposits, estimated interest and projected maturity value.

Understanding Your SSY Results

Total Deposits

The sum of the annual deposits used in the projection.

Estimated Interest

The projected growth above your total deposits under the selected interest-rate assumption.

Maturity Value

The estimated account balance at the end of the selected projection period.

Planning Estimate Only

The actual SSY outcome depends on the applicable government interest rate, deposit rules, account timing and other scheme provisions.

Frequently Asked Questions

It is an illustrative calculator that estimates Sukanya Samriddhi Yojana maturity value, total deposits and interest based on the contribution, interest rate and investment assumptions entered.
The calculator compounds annual contributions at the assumed annual interest rate over the selected contribution and maturity period. Actual SSY results depend on the applicable government-declared interest rate and account rules.
This calculator allows you to choose a contribution period for planning. Actual Sukanya Samriddhi account contribution and maturity rules should be checked against the current official scheme rules.
No. The interest rate applicable to Sukanya Samriddhi Yojana can change under the applicable government notification. The calculator therefore lets you enter an assumed annual rate.
No. This is a Numorify planning tool and does not constitute an official government calculation or guarantee of maturity value.