SWP Calculator
Calculate systematic withdrawals, total withdrawals and remaining investment value from your investment corpus.
Amount withdrawn at the end of each month.
Enter the planned withdrawal period in years.
Optional yearly increase.
Optional today's-value estimate.
SWP Formula
An SWP allows an investment corpus to remain invested while a fixed or increasing amount is withdrawn periodically.
How to Calculate an SWP
Enter the Initial Investment
Enter the investment corpus from which regular withdrawals will be made.
Enter the Monthly Withdrawal
Enter the amount you plan to withdraw each month.
Set Return and Duration
Enter the expected annual return and planned withdrawal period.
Review the Results
See total withdrawals, remaining value and whether the corpus is exhausted during the selected period.
Example
An initial investment of 10,00,000 with a monthly withdrawal of 10,000 at an assumed 12% annual return for 10 years.
The calculator applies the assumed monthly return to the balance and then deducts the scheduled withdrawal each month.
Actual SWP results can differ because investment returns are not fixed and taxes, fees and other charges may apply.