Lumpsum Calculator

Estimate the future value of your lump-sum investment with expected returns and investment duration.

Initial Investment

Expected Return (p.a.)

Investment Duration

Years

Inflation Rate

Optional rate for today's purchasing-power estimate.

Lump-sum growth estimate

The calculator compounds the initial investment monthly using the expected annual return.

Investment
& Returns

Invested

Returns

Lumpsum Investment Formula

A lump-sum investment grows through compound returns over the selected investment period.

FV = PV(1 + r)ⁿ

PV = initial investment, r = periodic return, n = number of compounding periods.

Enter the amount you plan to invest as a one-time lump sum.

Enter an assumed annual return and use the slider for quick adjustments.

Enter how many years you expect to remain invested.

See estimated returns, future value and an optional inflation-adjusted value.

A one-time investment of 1,00,000 at an assumed 12% annual return for 10 years.

The calculator compounds the investment monthly to estimate its future value and separates the original investment from estimated growth.

Longer investment periods can significantly increase the effect of compounding.

A lump-sum investment is a one-time investment of a specified amount rather than a series of regular contributions.

The calculator compounds the initial investment using the selected expected annual return and investment period.

No. The result is an estimate based on the return assumption entered. Actual investment performance may differ.

Yes. Amounts are shown without currency symbols using Indian-style grouping such as 1,00,000.00.