Fixed Deposit Calculator
Calculate fixed deposit maturity amount, interest earned and estimated post-tax maturity using your deposit, rate and tenure.
One-time amount deposited into the fixed deposit.
Enter years and additional months.
Optional estimate of tax deducted from earned interest.
The calculator compounds the deposit using the selected annual rate and compounding frequency.
& Interest
Fixed Deposit Formula
For a cumulative fixed deposit, the maturity amount is estimated using compound interest.
A = maturity amount, P = deposit, r = annual interest rate, n = compounding periods per year, and t = tenure in years.
How to Use the Fixed Deposit Calculator
Enter the Deposit Amount
Enter the one-time amount you plan to deposit.
Set the Interest Rate
Enter the annual FD interest rate or adjust the slider.
Choose Tenure and Compounding
Enter the deposit duration and select the applicable compounding frequency.
Review Maturity
See maturity amount, interest earned and estimated post-tax maturity.
Example
A deposit of 1,00,000 at 7% annual interest for 5 years, compounded quarterly.
The calculator compounds the deposit and separates the original deposit from estimated interest earned.
Actual maturity can vary by financial institution, compounding conventions, payout option and applicable taxes.