FD Calculator
Calculate fixed deposit maturity amount, interest earned and total returns from your deposit, rate and tenure.
One-time amount deposited into the fixed deposit.
Enter years and additional months.
Optional estimate of tax deducted from earned interest.
Fixed deposit maturity estimate
The calculator uses compound interest based on the selected compounding frequency and tenure.
FD Formula
The taxable result shown is an estimate based on the tax rate entered. Actual tax treatment can depend on applicable rules and your individual circumstances.
How to Use the FD Calculator
Enter the Deposit Amount
Enter the amount you plan to place in the fixed deposit.
Enter the Interest Rate
Enter the annual fixed deposit interest rate.
Set the Tenure and Frequency
Enter the deposit duration and choose the compounding frequency.
Review Maturity Value
See the maturity amount, interest earned and estimated post-tax interest.
Example
A deposit of 1,00,000 at 7% annual interest for 5 years, compounded quarterly.
The calculator compounds the deposit every quarter and adds the resulting interest to the deposit balance until maturity.
Actual FD maturity amounts may vary by bank, compounding conventions, payout options and applicable taxes.